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Going to Europe for holiday is one of my plans for the next couple of years. I need to start planning for that. I would love to start traveling for the eastern Europe slowly to the west. One of the most important thing in planning a holiday is to find correct and good travel agency. One good example is Holiday Hypermarket, which is one of the largest travel agencies in Europe. They offer millions of package holiday bargains, last minute deals, cheap flights, and all inclusive holidays to destinations all over the world. For instance, cheap holidays to Turkey. I’m checking out the website now. Go check it out yourself too.

How was the purchase of your first home? Did you buy it with cash or a mortgage loan? How much deposit you put into the down payment for the purchase? Buying a home is a big decision. The property market is good now and the prices has gone up very high for my liking. If, I were to buy my dream home now, I would need cash immediately for my down payment. Would payday loans be a good choice for me to get the instant cash for the initial payment?

From my discussion with my friends, they advice me not to buy it when you do not have the means to do it. I did re-examine my personal finance ability. I did my calculations and found out that I could afford paying the monthly installment with my CPF and the subsequent monthly installment of the loan for my down payment. However, I might not be able to survive if there’s any need of cash in the event of emergency.

I guess I would need to consider more of other factors and tips from my friends such as refinance of mortgage and finding the most flexible loans with the best rates.

So, what’s your experience of buying your dream home? What are the considerations?

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