Warning: Paypal Survey Fraud!

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All Paypal user please be alert that there’s a Paypal survey fraud going around. This time it’s a survery fraud. Fraud is never ending. All kinds of fraud happened - be it online and offline. It was Nigerian who are good at it but the China people are going all out nowadays. I bet most of you recall many were caught being greedy by the prize fraud by China companies.

Recently, these people from Chinese sees new opportunity in getting it with Paypal users. Mr. Larry Lim got a call from a Chinese guy (number +862128913333) from China pretending to do survey on Paypal’s behalf. He asked for Paypal email and registered address to “verify” his identity. The scary part is that this Chinese guy also has the last 4 digit of his credit card number. Please be aware that revealing these info will enable them to get the password of your account.

So do not give out your information to anyone who calls you to do Paypal survey on the phone. This applies to emails regarding such things as Paypal will announce such activities on their website. Check before you give out you information!

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Holidaying in Europe

Going to Europe for holiday is one of my plans for the next couple of years. I need to start planning for that. I would love to start traveling for the eastern Europe slowly to the west. One of the most important thing in planning a holiday is to find correct and good travel agency. One good example is Holiday Hypermarket, which is one of the largest travel agencies in Europe. They offer millions of package holiday bargains, last minute deals, cheap flights, and all inclusive holidays to destinations all over the world. For instance, cheap holidays to Turkey. I’m checking out the website now. Go check it out yourself too.

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Crispnetworks major revamp soon

Crispnetworks.com major revamp is in the planning. What are the revamps?

  1. Blog design
  2. Update frequency
  3. Categories consolidation
  4. Contents Topic

These are the things that I’m going to do for the next 2 months. I’m trying to revive the old Crispnetworks spirit when I first started this blog. I hope that a brand new approach and feel and look of Crispnetworks.com will draw my readers back.

p/s: Please bear with me with the sponsored post. I’m in need of extra regular income.

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Mortgage loans

How was the purchase of your first home? Did you buy it with cash or a mortgage loan? How much deposit you put into the down payment for the purchase? Buying a home is a big decision. The property market is good now and the prices has gone up very high for my liking. If, I were to buy my dream home now, I would need cash immediately for my down payment. Would payday loans be a good choice for me to get the instant cash for the initial payment?

From my discussion with my friends, they advice me not to buy it when you do not have the means to do it. I did re-examine my personal finance ability. I did my calculations and found out that I could afford paying the monthly installment with my CPF and the subsequent monthly installment of the loan for my down payment. However, I might not be able to survive if there’s any need of cash in the event of emergency.

I guess I would need to consider more of other factors and tips from my friends such as refinance of mortgage and finding the most flexible loans with the best rates.

So, what’s your experience of buying your dream home? What are the considerations?

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Manchester United tops EPL

Manchester United went top of English Premier League (EPL) after beating Middlesbrough 4-1 last night. Nani, Rooney and Tevez (2 goals) goals condemned Middlesbrough to their 5th successive defeats on the road to put them just above the relegation zone. It was another great performance and the 4-1 scoreline was the 3rd equaling the club’s 100 year old record of successive 4 goals winning matches. But Manchester United slipped back to second level on 26 points with Arsenal in the table after Arsenal managed to get a draw with their match against Liverpool just 2 hours ago when Fabregas got the equalizer with less than 10 minutes to go.

Click this link to watch the video.

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